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Protecting What Matters
We are your trusted insurance partners specialising in all insurance types from Business Insurance, Personal Insurance, Household Insurance and more.
Plant and Equipment Insurance for Contractors
What is Plant & Equipment Insurance
Construction Plant and Equipment Insurance protects all types of construction equipment from forklifts and bobcats to hole diggers, and cranes.
Insurance covers Damage, Theft and Liability arising from the use of the machines.
Types of Insurance for a Plant and Equipment Insurance Policy
Machinery Insurance can provide cover for:
- Damage
- Theft
- Wet Hire or Dry Hire
- Machinery Breakdown
- Driving Risk whilst on Public Road
- Liability whilst being used
- Loss of Revenue
- Lease Payment Protection
- Agreed Value
- Liability coverage for all business activities
What types of Equipment can be insured under a Plant and Equipment policy?
The range of equipment that can be insured is wide, and ranges from handheld devices to driven. Example of type of plant and equipment that can be insured includes:
- Asphalt Sprayer
- Bob Cat
- Bulldozer
- Cherry Picker
- Chipper
- Compactor
- Concrete Mixer
- Cranes
- Dewatering Pump
- Grader
- Hired in Plant
- Mini-digger
- Pile Driver
- Rock Crusher
- Tractor
- Turf Laying Machine
What industries normally require Plant and Equipment insurance?
The types of businesses that should consider Plant and Equipment coverage include:
- Earthmoving/ Excavation contractors
- Mining – Drilling/ Open Cut/ Underground
- Builders/ Construction/ Civil construction
- Road construction/Road works
- Plant hire companies (dry and wet hire)
- Concrete/ Boom operators
- Crane operators
- Drilling operators
- Metal recycling plants
- Quarry operators
- Waste Management