… [Read more...] about Insurance for small businesses with bushfire risks
What is an El Niño?
What does the 2022/2023 Federal Budget mean for small businesses?
The purpose of the Labor party’s first Budget since gaining office in May is to address cost-of- living pressures and support the transition to clean energy. But how can this help the cost of living and the Australian economy long-term after a difficult few years? And how is it likely to affect … [Read more...] about What does the 2022/2023 Federal Budget mean for small businesses?
What small businesses need to know about premium funding
If you’re facing cash-flow challenges and are worried about how you’re going to pay for your insurance, premium funding may be able to help. It works by having a funding company pay the full premium of your policy on your behalf to the insurer while you repay the funder in monthly … [Read more...] about What small businesses need to know about premium funding
How does running a business from home affect your insurance?
COVID-19 led to many more people starting small businesses from home, often as a side hustle. But even a micro business can affect whether your current insurance policy is valid. So, what kind of insurance may you need to run a business from home? We’ll explore that. But first, it’s time to … [Read more...] about How does running a business from home affect your insurance?
Steps To Follow To Prepare Your Business For A Flood
The actions you should take when a flood is imminent are very different to the long-term protections you should make to help your business survive a flood. Here we explore steps to take when you have time to prepare and what you should do if you have no time at all. What to do if you … [Read more...] about Steps To Follow To Prepare Your Business For A Flood
Small business insurance tips for 2022
An annual insurance health check is all part of being in business and a new year is a great time for this important task. So here are some tips for making sure your risks are covered in 2022. Step one ˜ assess your risks [Small Business Insurance] A business risk assessment involves mapping out … [Read more...] about Small business insurance tips for 2022
Small Business Insurance 101: Things You Need To Know
Insurance can seem like a complex area, which is why it’s so important to understand the basics. Here, we explore some of the fundamental concepts that underpin most business insurance policies. Small Business Insurance, An insurance policy has a number of different parts, explains Steadfast … [Read more...] about Small Business Insurance 101: Things You Need To Know
Insurance Cover For Mould
Why you can’t insure against mould damage Mould is invariably associated with damp conditions. Australia has experienced its fair share of those in the summer of 2021-22, with widespread flooding across Queensland and northern NSW as well as scores of soggy days elsewhere around the country. April … [Read more...] about Insurance Cover For Mould
Businesses’ responsibilities to contractors in the COVID era
Employers have a duty of care to maintain a safe workplace as far as is reasonably practicable. When it comes to COVID, this means employers must take all reasonably practicable steps to prevent the spread of the virus in the workplace. This includes having a COVID-19 plan that promotes … [Read more...] about Businesses’ responsibilities to contractors in the COVID era