All Star Brokers
Comprehensive Business Insurance Package
We are your trusted insurance partners specialising in all insurance types from Business Insurance, Personal Insurance, Household Insurance and more.
Understanding Our Business Insurance Package
What is business insurance?
Running a business takes years of hard work, but an unexpected disaster or simple accident can destroy it in minutes. Our comprehensive Business Insurance Package helps protect your investment, covering your stock, equipment, premises, reputation, and personal assets. With the right combination of cover, you can confidently operate your business knowing you’re safeguarded against various risks.
Key Features and Benefits
Our Business Insurance Package offers extensive protection tailored specifically to your needs. We provide coverage for property damage, business interruption, theft, money, public or products liability, glass, transit, electronic equipment breakdown, machinery breakdown, general property, tax audit, and employee dishonesty.
Types of Businesses We Help
We cater to a wide range of businesses, from small enterprises to larger corporations. Whether you run a retail store, an office, a manufacturing unit, or a service-based business, we have the right insurance to meet your specific needs.
What is Covered:
Our Business Insurance Package includes:
- Property Damage: Covers repair or replacement of property damaged by fire, storm, malicious damage, and more. Flood cover can also be included.
- Business Interruption: Protects against loss of trading profit and additional costs due to insured property damage. Coverage includes events like damage to supplier/customer premises, utility failures, and cyber incidents.
- Theft: Covers repair or replacement of stolen property, excluding money, due to forcible entry or concealed persons on the premises.
- Money: Provides coverage for theft or loss of money at the business, in transit, or at a private residence.
- Public or Products Liability: Covers compensation for third-party personal injury or property damage arising from business activities, including defense costs.
- Glass: Covers replacement of broken glass, including shopfront windows, mirrors, and display cases.
- Transit: Covers stock in transit by road, air, or sea.
- Electronic Equipment Breakdown: Covers repair or replacement of electronic equipment and machinery with significant electronic components.
- Machinery Breakdown: Cover for costs associated with machinery breakdown.
- General Property: Covers tools of trade, laptops, and other portable items used in business, with coverage throughout Australia.
- Tax Audit: Covers additional accountancy fees due to regulatory audits from authorities like the ATO or ACCC.
- Employee Dishonesty: Covers financial loss due to dishonest or fraudulent employee conduct.
What is Usually Not Covered:
Exclusions and limitations vary based on the insurer and your specific business needs. Common exclusions include losses from uninsured events, shoplifting, and certain types of glass damage. It’s crucial to review your policy details to understand all exclusions and limitations.
Terms, conditions, limits and exclusions apply. For full details and prior to making a decision, consider reviewing our Product Disclosure Statement (PDS). You should consider the PDS before deciding whether to acquire, or continue to hold, business insurance.
Ready To Get Started? Contact Us Today!
Take the first step towards protecting your business with All Star Brokers. Contact us today to discuss your insurance needs and get a tailored Business Insurance Package. Our expert team are ready to assist you.
