Motor insurance can cover your motor vehicle against accidental damage and theft. It can also protect you from the financial costs of repairing or replacing another person’s vehicle in an accident where you’re at fault.
Drivers of almost any vehicle including:
Your car is damaged in an accident where you’re at fault, having comprehensive motor insurance helps to pay for repairs – or can replace it all together if your car is written off.
Your car is stolen, comprehensive motor insurance can pay you the agreed or market value, so you can buy another car.
Third party property damage (TPPD) insurance – can cover the costs you may be liable to pay if you are at fault and damage or write off someone else’s car – is also available as a standalone policy. However, if you only have this cover, there’s no cover for any damage to your own car.
Even the best drivers can have an accident and be at fault. That’s when things can become very expensive, very quickly. We can find cover from our huge range of quality insurers for expenses like:
Each policy is different, but generally you won’t be covered if the vehicle is:
There are other exclusions which your Steadfast insurance broker can outline for you.
In addition, there is a deductible/excess.
A product disclosure statement (PDS) is available from us. You should consider the PDS in deciding whether to acquire, or continue to hold, Motor Vehicle insurance.
For professional advice on Motor Vehicle Insurance placement solutions, please contact All Star Brokers.
